The Power of Carry Forward: A Guide for Business Owners
What Is Carry Forward? Carry forward is a powerful pension planning tool that allows you to make pension contributions exceeding the standard annual limit by using any unused pension allowance from previous years. It’s a tax-efficient way to extract profits from your business while boosting your retirement savings. Carry forward allows you to fill in […]
Why Being an Early Bird with Your ISA Could Make You Richer
The new tax year has just begun, which makes now the perfect time to get ahead with your ISA. Every year, we see the same pattern: people leave their ISA investments until the last minute, scrambling to meet the April deadline. But what if we told you that waiting until the end of the year […]
Sudden Wealth Syndrome: Why Women Struggle to Take Action with Their Money
Coming into significant wealth, whether through inheritance, selling a business, or another financial windfall, can feel like a dream come true. But for many women, instead of excitement and security, it brings stress, self-doubt, and even guilt. If you’ve ever felt overwhelmed by money rather than empowered, you’re not alone. This phenomenon is known as […]
Avoiding Common Tax Traps: How to Keep More of Your Hard-Earned Money
Making smart tax decisions can save you thousands, but getting it wrong could mean paying far more than you need to. The trouble is, tax rules can feel overwhelming, and it’s easy to fall into traps that could have been avoided with a little forward planning. If you want to make sure you’re not giving […]
Smart Tax Tips to Keep More of Your Hard-Earned Money
No one wants to give more to the taxman than they have to! Getting your tax strategy right can make a huge difference to your bottom line. Whether you’re a seasoned entrepreneur or just starting to see serious profits, being smart about tax means keeping more of your money working for you. Here are some […]
The Fear of Spending
Why It’s Okay to Enjoy Your Money You’ve worked hard. You’ve built something incredible. You’ve created financial security for yourself. So why does spending your own money feel… weird? For so many business owners, there’s this unspoken rule: keep growing your wealth, keep saving, keep planning for the future, but never actually enjoy it. It’s […]
Love, Money and Communication
A Valentine’s Guide Valentine’s Day isn’t just about flowers and chocolates – it’s a perfect time to reflect on love and how you and your partner communicate about finances. Money is often a source of tension, but by understanding your love languages and applying our FOCUS model, you can turn financial discussions into opportunities for […]