Our Services

Planning for Retirement

We understand that retirement planning is a personal and individualised process. At Seymour Financial, we create a comprehensive blueprint with you to help you determine your unique goals and current plans. Our team of experts will work with you to evaluate the status of your investments and pensions, providing guidance on how to maximise your retirement opportunities.

Where to Start?

Whether you aim to retire at 55, 60, 65, or beyond, our team will help you develop a customised plan that fits your specific needs. We’ll help you understand the balance between retirement age and pension size, calculate your expected retirement income, and create a roadmap that incorporates your investments, current income, and spending.

Your Retirement Roadmap

Our comprehensive plan takes into account various factors, including outstanding debts, potential changes in your salary or dividends, and the effects of market movements on your investments. By forecasting what’s possible and how to achieve your retirement goals, we ensure your plan remains relevant and efficient as you progress towards retirement. We’ll review and update your plan regularly to keep it aligned with your changing circumstances.

Planning for a Fulfilling Future

In today’s world, many of us choose to work longer or transition to new career paths later in life. Retirement in full may no longer be the norm, but with the right forward planning, you can reduce your working hours or explore new opportunities you’ve been dreaming about. We’re here to help you navigate this transition. We’ll discuss your objectives, whether it’s spending more time with family, starting a new business, or pursuing your passions.

Securing Your Legacy

Your pension is often your most significant investment, and it’s essential to plan carefully before making any decisions. Our comprehensive approach considers the efficient transfer of wealth to the next generation, including wills and potentially trusts. As part of the Insight Financial Associates Limited group, we have the expertise to advise on numerous areas of retirement planning.

Our focus areas include

Preparing a life plan

Reviewing current defined benefit and money purchase schemes

Conducting cashflow modelling

Mapping risk profiles

Exploring income and flexi-access drawdown options

Addressing international pension considerations

Managing annual allowances and lifetime allowances

Tax efficient income

Choose Seymour Financial for a personalised retirement plan that aligns with your goals and ensures peace of mind for your future. Contact us today to schedule your complimentary consultation.