Our Services

Passing on Your Wealth

Just like with pensions and other long-term planning, the key to successful estate planning is to begin as early as possible. At Seymour Financial, our experienced advisers understand the importance of proactive planning. We can guide you through the process, assist with Will writing, and help ensure that your finances are as inheritance tax-friendly as possible.

Inheritance Tax Management and Gifting Strategies

Inheritance tax can be a heavy burden, but effective management can make a significant difference. Our advisers can help you navigate the complexities of inheritance tax and ensure that your wealth is passed on tax-efficiently. We work with you to:

  • Maximise tax-free allowances and exemptions.
  • Avoid unexpected surprises for your loved ones.
  • Provide you with control over the distribution of your assets.
  • Help you retain enough funds to enjoy your life to the fullest.


Additionally, we can guide you on tax-free gifting options to friends or family, taking advantage of annual gifting allowances and considering potential tax liabilities on gifts received within a specific period before your death. Our advisers will help you explore the best options for your situation, considering both the benefits and potential risks.

Property and Trust Planning

Property can be valuable, but inheritance tax issues can arise. Our team can help you determine if you can take advantage of the residence nil rate band, and advise on potential changes to minimise the impact on those who inherit your property. Trusts can also play a crucial role in minimising inheritance tax and ensuring effective asset management. We can help you understand your options, including placing life insurance in a trust that allows immediate payment of your inheritance tax bill upon your passing.

Trust and will planning

Creating a Will, Trust, or Power of Attorney is a vital step in securing your legacy and protecting your loved ones. Our team ensures that these affairs are completed and implemented promptly. We collaborate with Legacy Tax and Trust Limited, a trusted partner, to handle Wills, Trusts, and Lasting Powers of Attorney. They are fully insured and regulated under the Will Writing Society, providing peace of mind.

Estate planning can be complex, but with our objective and rational approach, we can guide you toward the right decisions for you and your loved ones. We’ll continuously review your position to ensure no negative legislative surprises await you. 

Contact us today to find out how you can pass on your wealth and assets in the most tax-efficient way possible, securing a brighter future for generations to come. Contact us today to schedule your complimentary consultation.

Please Note:
The Financial Conduct Authority does not regulate Wills, Trusts or Tax advice