Don’t wait for “someday” to become “today”

Planning for your retirement is one of those things that’s easy to put off. When you’re in your thirties, retirement seems a whole lifetime away, and there are so many more immediate concerns in your life that it’s easy to say ‘I’ll get to it someday.’ But retirement planning isn’t something you do once and […]

The 1 in 3 chance your pension might fail you, and what you can do to fix it.

A recent study by the International Longevity Centre (ILC), in conjunction with Standard Life, suggested a stark reality for those born between 1965 and 1980 – also known as ‘Generation X’. That reality was that around 33% of this generation have ‘inadequate’ provisions for their retirement, meaning that through a lack of planning, inadequate savings […]

Covering all the Angles

“Hoping for the best, prepared for the worst, and unsurprised by anything inbetween.” Maya Angelou We all imagine our retirement in the most positive terms – long holidays, a nice house somewhere quiet, taking up that hobby or pastime that we never had time for when we were working. We also have expectations as to when […]

Good Financial Advice and How To Spot it

A recent survey by the research house Platforum found that whereas around a third of consumers claimed to use financial advisers, in reality only around 8% actually do. Clearly there is a disconnect between what the average person thinks is Financial Advice and what actually is – so how do you tell the difference? Routine How […]